Certior Financial Group, LLC
Annual return '25
+28.8%
SPY '25
+17.7%
Alpha
+11.1ptsvs SPY
Invested
$157M
Holdings
129
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 99%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$BIL
SPDR SERIES TRUST
Q4 2025: Exited (was 15.4k shares)
11.0%
02
$SCHG
SCHWAB STRATEGIC TR
Q4 2025: Exited (was 338.2k shares)
7.0%
03
$SCHD
SCHWAB STRATEGIC TR
Q4 2025: Exited (was 300.9k shares)
6.7%
04
$TCAF
T ROWE PRICE ETF INC
Q4 2025: Exited (was 218.3k shares)
5.5%
05
$SCHA
SCHWAB STRATEGIC TR
Q4 2025: Exited (was 158.0k shares)
3.3%
06
$VTEB
VANGUARD MUN BD FDS
Q4 2025: Exited (was 42.8k shares)
3.2%
07
$VGT
VANGUARD WORLD FD
Q4 2025: Exited (was 5.3k shares)
2.6%
08
$CGDV
CAPITAL GROUP DIVIDEND VALUE
Q4 2025: Exited (was 75.3k shares)
2.4%
09
$IVV
ISHARES TR
Q4 2025: Exited (was 5.0k shares)
2.2%
10
$AAPL
APPLE INC
Q4 2025: Increased +99.0% (12.2k → 24.3k shares)
2.0%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 04:53 UTC.