Retirement Financial Solutions, LLC
Annual return '25
+12.9%
SPY '25
+17.7%
Alpha
-4.8ptsvs SPY
Invested
$349.8M
Holdings
54
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 100%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$AVUS
AMERICAN CENTY ETF TR
Held since at least Q1 2024
10.7%
02
$AVUV
AMERICAN CENTY ETF TR
Held since at least Q1 2024
6.8%
03
$AVSC
AMERICAN CENTY ETF TR
Held since at least Q1 2024
6.7%
04
$SPYM
SPDR SERIES TRUST
Held since at least Q1 2024
6.0%
05
$VGLT
VANGUARD SCOTTSDALE FDS
Held since at least Q1 2024
5.0%
06
$QQQJ
INVESCO EXCH TRADED FD TR II
Held since at least Q1 2024
4.7%
07
$VWO
VANGUARD INTL EQUITY INDEX F
Held since at least Q1 2024
4.6%
08
$SCHD
SCHWAB STRATEGIC TR
Held since at least Q1 2024
4.1%
09
$IEF
ISHARES TR
Held since at least Q1 2024
3.4%
10
$AVEM
AMERICAN CENTY ETF TR
Held since at least Q1 2024
3.3%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 13:23 UTC.