Citizens Business Bank
Annual return '25
+18.3%
SPY '25
+17.7%
Alpha
+0.6ptsvs SPY
Invested
$610.3M
Holdings
134
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 100%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$IWR
ISHARES TR
Q4 2025: Exited (was 1.29M shares)
10.4%
02
$VEA
VANGUARD TAX-MANAGED FDS
Q4 2025: Exited (was 1.81M shares)
9.6%
03
$NVDA
NVIDIA CORPORATION
Q4 2025: Exited (was 10.5k shares)
5.1%
04
$AVGO
BROADCOM INC
Q4 2025: Exited (was 10.4k shares)
3.2%
05
$AAPL
APPLE INC
Q4 2025: Sold 99.4% (221.1k → 1.3k shares)
3.1%
06
$PWR
QUANTA SVCS INC
Q4 2025: Exited (was 878 shares)
2.5%
07
$PLTR
PALANTIR TECHNOLOGIES INC
Q4 2025: Exited (was 186.9k shares)
2.3%
08
$CVBF
CVB FINL CORP
Q4 2025: Exited (was 679.7k shares)
2.2%
09
$MSFT
MICROSOFT CORP
Q4 2025: Exited (was 1.7k shares)
2.0%
10
$XPOF
XPONENTIAL FITNESS INC
Held since at least Q1 2024
2.0%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 12:27 UTC.