Schaeffer Financial LLC
Annual return '25
+15.8%
SPY '25
+17.7%
Alpha
-1.9ptsvs SPY
Invested
$512.7M
Holdings
25
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 100%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$IGSB
ISHARES TR
Q4 2025: Exited (was 408.7k shares)
28.7%
02
$SCHB
SCHWAB STRATEGIC TR
Q1 2026: Sold 4.7% (326.5k → 311.0k shares)
19.1%
03
$SPGM
SPDR INDEX SHS FDS
Q4 2025: Exited (was 249.1k shares)
16.0%
04
$SCHD
SCHWAB STRATEGIC TR
Q4 2025: Sold 95.3% (596.6k → 27.9k shares)
11.9%
05
$SCHG
SCHWAB STRATEGIC TR
Q4 2025: Exited (was 426.1k shares)
10.6%
06
$SCHM
SCHWAB STRATEGIC TR
Q4 2025: Sold 61.5% (263.0k → 101.1k shares)
3.5%
07
$SPLV
INVESCO EXCH TRADED FD TR II
Q4 2025: Exited (was 36.3k shares)
2.2%
08
$SCHV
SCHWAB STRATEGIC TR
Q4 2025: Exited (was 96.7k shares)
1.6%
09
$XOM
EXXON MOBIL CORP
Q4 2025: New position (4.5k shares)
0.9%
10
$MSFT
MICROSOFT CORP
Q4 2025: New position (600 shares)
0.7%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 11:53 UTC.