Retirement Income Solutions, Inc.
Annual return '25
+19.7%
SPY '25
+17.7%
Alpha
+1.9ptsvs SPY
Invested
$1.2B
Holdings
282
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 99%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$NVDA
NVIDIA CORPORATION
Q4 2025: New position (2.8k shares)
8.5%
02
$BPRE
BLUEROCK PVT REAL ESTATE FD
Held since at least Q1 2024
4.9%
03
$SPYM
SPDR SERIES TRUST
Held since at least Q1 2024
2.9%
04
$IVE
ISHARES TR
Held since at least Q1 2024
2.3%
05
$GOOG
ALPHABET INC
Q4 2025: New position (17.3k shares)
2.2%
06
$META
META PLATFORMS INC
Q4 2025: New position (544 shares)
2.0%
07
$TLT
ISHARES TR
Q1 2026: New position (4.5k shares)
1.9%
08
$MSFT
MICROSOFT CORP
Q1 2026: Increased +951.9% (898 → 9.4k shares)
1.8%
09
$IVW
ISHARES TR
Held since at least Q1 2024
1.8%
10
$AVGO
BROADCOM INC
Q4 2025: New position (1.1k shares)
1.6%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 12:33 UTC.