Heritage Trust Co
Annual return '25
+0.7%
SPY '25
+17.7%
Alpha
-17.0ptsvs SPY
Invested
$4.4B
Holdings
7
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 100%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$FICO
FAIR ISAAC CORP
Held since at least Q1 2024
24.3%
02
$SPGI
S&P GLOBAL INC
Held since at least Q1 2024
22.2%
03
$MA
MASTERCARD INCORPORATED
Q1 2026: New position (555 shares)
22.0%
04
$MCO
MOODYS CORP
Held since at least Q1 2024
17.0%
05
$ASML
ASML HOLDING N V
Q1 2026: New position (194 shares)
6.7%
06
$V
VISA INC
Q1 2026: New position (200 shares)
5.4%
07
$INTU
INTUIT
Held since at least Q1 2024
2.4%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 10:36 UTC.