M3F, Inc.
Annual return '25
-2.2%
SPY '25
+17.7%
Alpha
-19.9ptsvs SPY
Invested
$404K
Holdings
28
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 95%. 2 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$WLFC
Willis Lease Finance Corp
Held since at least Q1 2024
28.6%
02
$PDLB
PONCE FINANCIAL GROUP INC
Held since at least Q1 2024
8.3%
03
$AER
AERCAP HOLDINGS NV SHS
Held since at least Q1 2024
8.1%
04
$PBFS
PIONEER BANCORP INC/NY
Held since at least Q1 2024
7.1%
05
$ASLE
AERSALE CORP
Held since at least Q1 2024
6.1%
06
$NODK
NI HOLDINGS INC
Held since at least Q1 2024
5.3%
07
$SNFCA
SECURITY NATL FINL CORP CL A NEW
Held since at least Q1 2024
5.2%
08
$SWKH
SWK HLDGS CORP COM
Held since at least Q1 2024
4.2%
09
$BHF
BRIGHTHOUSE FINANCIAL INC
Held since at least Q1 2024
4.2%
10
$RBKB
RHINEBECK BANCORP INC
Held since at least Q1 2024
3.9%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 10:37 UTC.