Retirement Investment Advisors, Inc.
Annual return '25
+33.9%
SPY '25
+17.7%
Alpha
+16.2ptsvs SPY
Invested
$1.2B
Holdings
67
Trades YTD
0
Performance · Fund vs SPY
Cumulative return · quarterly snapshotsCoverage 98%. 4 quarters of 2025 measured against SPY adj-close benchmark.
Top holdings · current snapshot
Source: 13F-HR01
$VTV
VANGUARD INDEX FDS
Q1 2026: New position (51.7k shares)
21.2%
02
$VUG
VANGUARD INDEX FDS
Q1 2026: New position (23.0k shares)
20.7%
03
$IEFA
ISHARES TR
Q1 2026: New position (4.3k shares)
15.0%
04
$BIV
VANGUARD BD INDEX FDS
Held since at least Q1 2024
10.8%
05
$IEMG
ISHARES INC
Q1 2026: New position (3.1k shares)
7.5%
06
$VBR
VANGUARD INDEX FDS
Q1 2026: New position (21 shares)
6.7%
07
$BNDX
VANGUARD CHARLOTTE FDS
Held since at least Q1 2024
3.9%
08
$MUB
ISHARES TR
Q1 2026: New position (336 shares)
3.7%
09
$EMB
ISHARES TR
Q1 2026: New position (3 shares)
2.3%
10
$HYLB
DBX ETF TR
Held since at least Q1 2024
1.6%
Recent trades · Last 90 days
No Form 4 / 13D / 13G trade events on file in the recent window. 13F filers report position snapshots quarterly rather than per-trade events, so this section is most useful for managers who also file Form 4 or 13D/G.
Convergence · Pattern Engine ships in v1.1
30-day windowIn development
Convergence participation lands with the Pattern Engine.
Once the Pattern Engine ships, this section will list every active convergence event this fund is named in — with the other named funds, the Congress members on the same name, and combined position size.
Source data: SEC EDGAR · 13F-HR filings · Performance through 2025-12-31 · Last refreshed 04:26 UTC.